No Doc Loan

No Doc Home Loans.

Loans based on your ability to afford the payments, not on your income verification.
What is a No Doc Loan?

For many people, the dream of owning their own home seems out of reach. But there are actually a number of programs and products available that can make homeownership more attainable. One such product is the no documentation (no doc) mortgage. As the name suggests, this type of loan doesn’t require borrowers to provide any income verification. Instead, approval is based on a declaration that the borrower can afford the loan payments. 

No doc mortgages are most commonly given to those whose incomes aren’t easily verified, such as self-employed individuals or commission-based employees. No Doc loans can be a helpful tool in achieving the dream of homeownership for those who are able to get approved.


Who can benefit from this loan?

Qualified customers who have been making their payments on time for years are declined every day in the mortgage industry. New business owners, recent retirees, and real estate investors all face scrutiny when it comes to the litany of loan documents needed to qualify for a conventional loan. Even home owners who have recently experienced family, health, or life events can be denied a loan. Agora offers a no doc program for qualified clients that waives all income requirements. If you want to find out more, contact us now and we can help you draw equity from your home with a cash-out refinance.


Don’t know which loan is right for you? Agora’s team of trusted loan officers are here to help. Please complete the form and we will get back with you within 24hrs. We’re sure we have something that’s right for you.

See if you qualify for a No-Doc loan.

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